Analista de Crédito Sr

Purpose of the job:
  • Act as a senior credit analyst in a team of high professional skills, developing analysis best practices and performing deep and consistent financial analysis
  • Achieve targets from Volvo Mission and Vision
  • Achieve targets from VFS Strategic Objectives
  • Achieve quantitative and qualitative objectives set for Credit area
  • Adhere to Volvo policies and guidelines
Key Responsibilities:
  • Support activities related to Credit Area
  • Gather, review, understand and apply relevant information to credit decision
  • Structure credit requests according to business and customer requirements, keeping in line with the Credit / Risk Area Policy & Procedures and strategies.
  • Decide and communicate the credit decisions in properly time, and in accordance with the guidelines of risk and market requirements
  • Maximize the portfolio value, carefully examining new credit requests
  • Develop a results-oriented and a continuous improvement working environment
  • Develop and utilize financial statement analysis skills to spread financial statements and prepare written comments highlighting important aspects of the financial statements
  • Ensures accurate and complete documentation of credit files and recommends credit lines for current and prospective customers
  • Assists in the development and implementation of procedures to minimize risk and improve underwriting quality
  • Identifies and implements process improvement opportunities in the credit process
  • Other projects as assigned

会社概要

O Grupo Volvo é um dos fabricantes líderes mundiais de caminhões, ônibus, equipamentos de construção e motores náuticos e industriais das marcas líderes Volvo, Renault Trucks, Mack, UD Trucks, Eicher, SDLG, Terex Trucks, Prevost, Nova Bus, UD Bus e Volvo Penta.

A divisão de Serviços Financeiros da Volvo é a fornecedora de soluções financeiras global do Grupo Volvo, oferecendo suporte às marcas do Grupo Volvo com serviços financeiros especializados. Isso inclui fornecer aos clientes e revendedores uma linha completa de ofertas, como soluções financeiras, de leasing e de seguro. Nossa equipe de aproximadamente 1.400 profissionais está localizada em 45 países de todo o mundo. Como parte da equipe da divisão de Serviços Financeiros da Volvo, você experimentará operações desafiadoras, ganhará exposição internacional e interagirá com colegas pelo mundo no Grupo Volvo.

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勤務を開始する際は、あなたがすぐにチームの一員となり、最高の形で仕事ができるようにイントロダクションを受けます。

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